Cookie Notice for Vestwell State Savings

What is a Cookie?

Cookies, web beacons and similar technologies ("Cookies") are small pieces of information that a website stores on the web browser on your device and can later retrieve. They enable a website to recognize you upon your return, remember your preferences and provide tailored services to you. Cookies perform essential functions to improve a user's browsing experience.

"Session" Cookies are temporary and will expire at the end of a browser session; that is, when you leave a website. Session Cookies allow a website to recognize you and carry information as you navigate between pages during a single browser session and allow you to use the website most efficiently. "Persistent" Cookies, in contrast, remain in the Cookie file of your browser even after you leave a website and after the browser is closed.

How we use Cookies

We currently use, and may use in the future, session and persistent Cookies on this website ("Website") to:

• Recognize you as a unique user and remember preferences that you submit as well as those generated from your usage data;
• Measure your use of our Website in an effort to improve its quality and enhance your overall experience, including tracking page views, time and date of Website access, and other usage data, and identifying your operating system and browser type and your general geographic location;
• Measure the effectiveness of our advertising campaigns; and
• Allow you to share certain information on our Website via social media bookmarking buttons, email or on social networking sites.

Managing Cookies settings on our Website

Most browsers are initially set to accept Cookies. However, you have the ability to change your browser settings. It may also be possible to configure your browser settings to enable acceptance of specific Cookies or to notify you each time a new Cookie is about to be stored on your device enabling you to decide whether to accept or reject the Cookie. You can also disable Cookies by configuring your browser setting to reject Cookies. Please refer to the help section of your browser for instructions on disabling Cookies. For more information about Cookies, how they work, why they are so useful and how to disable them, you can visit www.allaboutcookies.org.

If you do not wish to accept Cookies from this Site, please either disable them or refrain from using this Site. If Cookies are disabled, it may mean that you experience reduced functionality or will be prevented from using all or part of this Site.

Third Party Sites

The Website may contain links to third party sites (including social media bookmarking buttons which enable you to share certain content on the Website). Please review the Cookie and privacy policies of these sites to understand how they may use Cookies and your information. These sites are not controlled or endorsed by us, and we are not responsible for the contents, operation or security of these sites.

Third Party Advertising

We may use third party advertising companies to serve ads on our behalf across the Internet. In order to measure and track the effectiveness of such ads, these companies will use Cookie technology so a Cookie may be set when you click on one of our ads or visit a Web page associated with our campaigns. These companies may also use and measure information about your visits to the Website as part of this same process.

You have the ability to opt out of many third-party advertisers. For example, you may go to the Digital Advertising Alliance ("DAA") Consumer Choice Page for information about opting out of interest-based advertising and their choices regarding having information used by DAA companies. You may also go to the Network Advertising Initiative ("NAI") Consumer Opt-Out Page for information about opting out of interest-based advertising and their choices regarding having information used by NAI members. Opting out from one or more companies listed on the DAA Consumer Choice Page or the NAI Consumer Opt-Out Page will opt you out from those companies' delivery of interest-based content or ads to you, but it does not mean you will no longer receive any advertising through our Websites or other websites. You may continue to receive advertisements, for example, based on the particular website that you are viewing (i.e., contextually based ads). Also, if your browsers are configured to reject Cookies when you opt out on the DAA or NAI websites, your opt out may not be effective. Additional information is available on the DAA's website at www.aboutads.info or the NAI's website at www.networkadvertising.org

Google Analytics

Google Analytics Cookies are used on the Website to obtain an overall view of user habits and volumes, and to help improve the overall experience. Google Analytics is a third-party web analysis service provided by Google Inc. ("Google"), which uses performance Cookies and targeting Cookies. The information generated by these Cookies about your use of the Website (including your IP address) will be transmitted to and stored by Google Inc. on servers in the United States.

Google will use the information its Cookies collect for the purpose of evaluating your use of a website on our behalf, compiling reports on Website activity and providing other services relating to activity and internet usage. You may refuse the use of any Cookies by selecting the appropriate settings on your browser as described above, and you can prevent Google's collection and use of data (Cookies and IP address) by downloading and installing the browser plug-in available under https://support.google.com/analytics/answer/181881?hl=en. This creates an opt-out Cookie which prevents the further processing of your data. For more information about Google Analytics Cookies, please see Google's help pages and privacy policy.